Technically, yes. But, there will likely be consequences ! Depending on the account, you may have to pay a 10% penalty fee, plus even more in taxes on the amount you withdraw. So, try to avoid taking money out of your retirement account unless you absolutely must. There are a few exceptions to this - some retirement accounts you are allowed to withdraw from penalty-fee, and some you can use for certain qualifying expenses. You should look up your specific account to verify the rules. But in general, plan to put money in to your retirement accounts and not take it out until you retire!