What if I want to buy the MDY but I have to put it on my credit card?

When thinking about taking on debt, there’s an important distinction between good debt and bad debt. Bad debt is the purchase of consumables, for example. If you are using your credit card to purchase a new TV that you couldn’t afford with debit/cash, this is bad debt. Good debt, on the other hand, is debt that you take on because it has the potential to help increase your income or improve your financial situation in the future. Examples of good debt include courses, such as the Million Dollar Year! As long as you commit to making the payment, I would recommend it. This program will do more for helping you get out of debt than anything else, so it will easily pay for itself in a short time! And we only take credit cards anyway! :)